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Verify that you need to spend a financial obligation If a credit is had by you financial obligation In the event that you finalized a credit contract you are going to be responsible for usually repaying the credit card debt. You’re maybe perhaps maybe perhaps not accountable for a financial obligation you didn’t sign the agreement if you’re not mentioned on the credit agreement or. For instance, you could be an authorised extra cardholder on a credit card but since you aren’t the primary cardholder and didn’t signal the credit contract, you’re not in charge of your debt. Credit card debt, or ‘borrowed money’, includes: This way, the law that protects your rights is called the Consumer Credit Act if you borrow money or goods. In case a creditor hasn’t…